---
title: Does Hopdox have draw-down options?
description: Payments, draw-down, billing options
---

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# Does Hopdox have draw-down options?

## Yes, we allow submitters to create draw-down accounts!

A **drawdown account** refers to a **pre-funded customer account** that is used to automatically pay recording fees and/or Hopdox service fees as transactions occur.

Here's how it works:

1. **Hopdox will create the draw-down account and provide instructions on how to fund the account.**
2. **Customer deposits funds** 
     - A title company, attorney, or contractor deposits, for example, **$5,000** into their Hopdox drawdown account.
3. **Before submitting a package, the submitter will choose the draw-down account as the payment method, when appropriate.**  
     1. If this is the only account, it will be set up as the default.
4. **Hopdox processes recordings** 
     - Every time they submit a recording: 
           - County recording fees are deducted.
           - Hopdox's service fee (if applicable) is deducted.
           - Any taxes or convenience fees can also be deducted.
5. **Balance decreases** 
     - The available balance "draws down" with each transaction.
     - The customer can view their current balance and transaction history.
6. **Replenishment** 
     - When the balance reaches a threshold (say $500), the customer: 
           - Receives a notification to replenish, or
           - Has funds automatically added (ACH or credit card), if you support auto-reload.

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